HINDI VERB

चुकाना

to pay off, to settle (a debt)

Conjugation

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वर्तमान काल · now and habits: the -ता forms (जाता हूँ)

अपूर्ण वर्तमान · happening right now: रहा, रही, रहे (जा रहा हूँ)

Form	Masculine	Feminine
मैंI am paying off
तुमyou are paying off
आपyou are paying off (politely)
वहhe/she is paying off
हमwe are paying off
वेthey are paying off

सामान्य भूत · finished actions (गया, गई); a transitive verb puts ने on its subject and agrees with its object

Form	Masculine	Feminine
मैंनेI paid off (agrees with the object)
तुमनेyou paid off (agrees with the object)
आपनेyou paid off (agrees with the object) (politely)
उसनेhe/she paid off (agrees with the object)
हमनेwe paid off (agrees with the object)
उन्होंनेthey paid off (agrees with the object)

अपूर्ण भूत · “used to” and “was …ing”: the -ता forms with था (जाता था)

Form	Masculine	Feminine
मैंI used to pay off
तुमyou used to pay off
आपyou used to pay off (politely)
वहhe/she used to pay off
हमwe used to pay off
वेthey used to pay off

भविष्यत् काल · plans and promises (जाऊँगा, जाएंगे)

संभावनार्थ · wishes, “shall I”, “so that”: जाऊँ, जाएं

आज्ञार्थ · तू, तुम, आप, and the very polite -इएगा

One sentence for each tense, the way people say it.

Present

मैं हर महीने समय पर किस्त चुकाता हूँ.

I pay the instalment on time every month.
Continuous

पापा जी अब भी घर का लोन चुका रहे हैं.

Papa ji is still paying off the house loan.
Past

मैंने इस साल अपना पूरा कर्ज़ चुकाया.

This year I paid off my whole debt.
Imperfect

दादा जी हर दीवाली पर पुराने हिसाब चुकाते थे.

Dada ji used to settle old accounts every Diwali.
Future

मैं अगले हफ़्ते बिजली का बिल चुकाऊँगा.

I'll pay the electricity bill next week.
Subjunctive

मैं चाहती हूँ कि हम पहले उधार चुकाएं.

I want us to pay back the loan first.
Requests and commands

पहले कर्ज़ चुकाओ, फिर नई गाड़ी लो.

Pay off the debt first, then buy a new car.

Transitive, with ने, and the thing paid decides the gender: उसने कर्ज़ चुकाया, मैंने फ़ीस चुकाई.

The same pattern, on other verbs: transitive verb (ने in the past).